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Visit one of our stores and take advantage of the following
payment options:
- 5 Months No Interest No Payments
- 10 Months 0% Interest
- 20 Months 0% Interest
- Reduced APR with Fixed Payment
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Estimated
Monthly
Payment
on $5,000
Purchase |
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Estimated
Monthly
Payment
on $10,000
Purchase |
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Estimated
Monthly
Payment
on $25,000
Purchase |
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5
Months
No Interest
No Payment*
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10
Equal Monthly
Payments with
No Interest*
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20
Equal Monthly
Payments with
No Interest*/**
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9.9%
APR
with 1/30th
Minimum Payment* |
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9.9%
APR
with 1/40th
Minimum Payment* |
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9.9%
APR
with 1/50th
Minimum Payment* |
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7.9%
APR
with 1/60th
Minimum Payment* |
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*/** The above payment
and approximate payout information is an estimated calculation.
Some restrictions apply.
All
financing options are subject to credit approval. See
sales associate for full details.
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Birks Promotional Credit Disclosures
Birks Credit Card Rewards
A card that gives you
a new level of service and convenience.
In appreciation
of your loyal patronage, Birks is pleased to offer you Rewards.
Just use your Birks Credit Card and you will earn gift certificates
equal to 1% of your total net purchases, taxes included.
Rewards Certificate based on a net minimum of $2,000 of
purchase made the previous calendar year.
Features
- Free jewellery cleaning:
present your Birks Credit Card at any Birks location and
receive complimentary jewellery cleaning.
- Free engraving:
Free engraving of up to 10 characters with any purchase
of $200 or more on your Birks account. * some exceptions/restrictions
apply.
- Delivery: Have any
purchases made on your Birks account delivered within
city limits of where your purchase was made, at no extra
charge. And as always, our signature Blue Box gift-wrapping
is free upon request.
- Advance notice of
events: be the first in the know with advance notice of
all Birks special events, promotions and sales.
- Birks happy birthday:
Present your ID at any Birks store during the week of
your birthday and receive a $50 gift certificate as our
gift to you.
- Special Interest-free
terms.
- No transaction fees
For payment
option information please e-mail us at mc@birksandmayors.com
or contact us at 514-871-4048.
For product
information call us at 1-800-758-2511.
*Some restrictions apply. All financing
options are subject to credit approval. See a sales associate
for full details.
** Subject to credit approval. Merchandise
restrictions apply. Minimum purchase of $4,000 applies to
the 20 Months option. 20 Month option cannot be used in
conjunction with any other offers or discounts. Interest
will be waived if the following two conditions are met:
(1) payment of all the minimum monthly payments (if any)
by the end of the promotional interest free period (2) payment
of the balance by the end of the promotional interest free
period. If the above payment is not made interest becomes
payable and is calculated at a rate of 28.8% per annum on
overdue amounts. Payment in full must be made prior to or
on due date. If the daily balance is $250 / $500 / $750
/ $1000, Finance/Credit Charge for 30 days will be, respectively,
$6.00 / $12.00 / $18.00 / or $24.00. All Birks payment plan
offers are limited to in-store purchases only. See a sales
associate for full details.
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| 5
Month No Interest No Payment |
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No
finance charges accrue and no payments
are required on Purchases during
the Promotional Term. Payment of
the balance outstanding under this
Promotional Offer is due on the
Promotional Due Date. |
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| 10
and 20 Equal Monthly Payments with
No Interest |
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The
monthly payment is calculated by
applying a special repayment factor
that is based on the number of months
in the Promotional Term to the amount
of the Purchase.
(i) special repayment
factor on the amount of the Purchase
of:
10.00% of the amount
of the Purchase for a 10-month
Promotional Term;
5.000% of the amount of the Purchase
for a 20-month Promotional Term.
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| Low
Interest Rate with Fixed Payment |
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The interest
rate of 7.9% / 9.9%, accrues on each
Purchase during the Promotional Term
provided that you pay each monthly
payment under this Promotional Offer
when due. Each such monthly payment
is calculated by applying a special
repayment factor to the amount of
the Purchase as specified on your
sales slip or invoice provided by
the Merchant. The minimum payment
for this Promotional Offer is:<
(i) a special repayment factor on
the amount of the Purchase of:
3.334% of the amount
of the Purchase for a 1/30th Promotional
Offer;
2.500% of the amount of the Purchase
for a 1/40th Promotional Offer;
2.000% of the amount of the Purchase
for a 1/50th Promotional Offer;
1.670% of the amount of the Purchase
for a 1/60th Promotional Offer.
Purchases made under Promotional Offers
will be shown separately on my billing
statement. I must pay at least the
“Minimum Payment Due”,
if any, (which will include any applicable
Minimum Payment Due, plus fees and
charges) shown on my billing statement
while any Promotional Offer is applicable.
I understand and agree that if I fail
to pay one (1) Minimum Payment Due
on my Account by the Due Date on my
statement, the Bank will terminate
the Promotional Offer. Upon termination
of a Promotional Offer, the APR will
be the Standard APR.
Balances under any Promotional Offer
may be combined, at the Bank’s
option, with balances under my standard
terms upon the expiration of any deferred
or specified time period applicable
to a Promotional Offer. If I default
under this Agreement, the Bank may
increase the APR
and/or revoke its consent to the deferral
of any Minimum Payments Due and/or
accrual of finance charges, immediately
and without any notice. If I use my
account with a Promotional Offer,
I acknowledge and agree that the terms
of the Promotional Offer will modify
and become part of this Agreement
and all other terms and conditions
will apply. The standard provisions
of this Agreement apply to all transactions
not subject to a Promotional Offer. |
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Birks Promotional Credit Matrix
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My Blue Box 
